The primary purpose of life insurance is to protect your dependents financially in the event of your death. Properly positioned, the benefit from a life insurance policy can provide a steady stream of income for your family. It can also provide liquid capital to pay estate taxes and other obligations.
People who enjoy playing sports are typically healthier and in better shape than people who don’t. However, life insurance companies consider athletes a higher risk than people who simply exercise. Fortunately, you can get coverage with some companies that are more lenient when it comes to sports.
Playing sports can make finding affordable life insurance more difficult than it should be with many providers, but it’s not impossible. The Lab can quote from life insurance companies that have more lenient underwriting guidelines and consider asking to exclude coverage relating to injuries caused while playing your sport, if you’re comfortable with that.
Our main focus is in helping current and former athletes, in all sports. We also use our playing experience to help parents prepare and protect their young athletes in High School & College, in order to protect their futures beyond sports in case of a catastrophic injury or illness.
Of course we also offer plan benefits life cash accumulation accounts and tax exempt retirement strategies to specifically target your financial goals now and in retirement.
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